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  ICICI Prudential Life Insurance Denied to Show IRDA Product Approval Certificate  
HOME India RTI News  
  02 Oct 2013  
 
 
   
   
   
   
   
   
   
   
   
   
 

India RTI News got a important letter of leading Banking company which is also present in Insurance Sector of India. ICICI Prudential Life Insurance leading private insurance company which have sold more than 10 million policies to Indian people is violating consumer rights . Getting many prestigious awards in the name of Consumer satisfaction don’t like to be transparent with customers of insurance sector.

As ICICI Prudential Life always claims that all their products are as per IRDA guidelines and approved from IRDA, but they have nothing in physical form. When a customer holding 5 life insurance policies (investing Hard Worked Money) asked to show the approval certificate of IRDA of insurance plans ,then company denied to show the approval certificate of any plan. In the reply they insisted customer to visit IRDA website. But the IRDA website also not have copy of approval certificate. The UIN no. is mentioned in every policy document but to cross examine the UIN no. customer asked the certificate of IRDA where UIN no. is written. Customer suspected that if company cross examine the customer documents and physical health then customer also have rights to verify the companies claim. Company asked customer to visit IRDA for their verification, but customer replied that IRDA don't come to sell polices. First company should provide copies of all documents which theyclaim, then later it will be verified at IRDA. ICICI Prudential life replied in harsh language that " We are not duty bound to provide you with any product approval certificates."

If company really don't have product approval certificate then Rs 15Lac Cr AUM ie Public money of all the insurance investments is in danger. ICICI Prudential Life Own Rs80000 cr AUM in different policies. Losing the money in different plans of many customer may be due to false product design. But company blames share market and insurance agent for loss of money. If IRDA approval certificate is missing then there is huge possibilities of collapse of Schemes! The figure of Rs80000 AUM may also be not 100% true! Customer should get full authority to check any document or any record at head office or regional office. The money belongs to customer not of the company, the money is given to manage fund not to misuse the fund. If awards won by the company can be published in website then what is the difficulty to publish IRDA approval certificate in Web portal?  PIL is launched by Customer at Bombay high court to save customer right.

Download ICICI Pru Letter of Denial

“Jago Grahak Jago”  Inititative by Govt. Of India

 
     
     
     
 

IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential
IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential
IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential
IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential
IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI PrudentialIRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential
IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential IRDA Bombay high court Justice Mohit Shah ICICI Prudential
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